Just done a check on insurance renewal.
My broker advised that a ban has the biggest affect on any renewal.
Then for comparison purposes only, I went onto Go-Compare & got two quotes, one with 6 points & the other with a month ban.
3rd party F&T (£100 excess), garaged etc - everything else the same for both quotes.
6 points - range from £85.57 to £197.00
1 month ban (no points) range from £93 to £212.00
I've been banned three times in the last 15 years last time was about 2006 all for speeding, never been any suggestion of retaking test. Don't worry youirself about it, just take the wrap. Have never been declined insurance & premiums have never been exhaustive. Dangerouir driving, Drink driving & driving without Insurance have much more serious consequenses than speeding.
ight be a daft question, but would I have to re-take a test if I got banned for a couple of weeks ?
If so, would it be just the bike test ?