Track day insurance?

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Joined
May 26, 2009
Messages
78
Location
Preston, Lancs
Anyone bother with this.
I am considering a 1st trackday but I don't think I'd be comfortable or able to enjoy myself without any insurance on the bike, I'd have a constant 'don't bin it' going through my brain, which would ultimately cause me to bin it!

Cheers, Rick
 
Rickmin...yer internal insurance is awe ready kickin in which will keep ye oan the richt side o the line if ye listen tae it...its when ye switch it that aff is when the trouble starts!
 
jist reread yer post..ahm speakin pish again...dae ye get such a thing as trackday cover?
 
I've heard of "short term insurance" 24h or so, but wondered if anyone here had any suggestions of whom to use.
 
I've never done a track day, but I'd be more concerned aboot causing damage to another rider or their machine. Whit if yer came off and yer ended up killing another participant. Does yer entry fee cover yer liability and fir how much, do yer sign a wavier for personal death and destruction, or is it tuff luck.
 
you can get trackday insurance, I`ve seen a link on a website, but can`t remember which one tho~ sorry. Don`t know how much it is tho` My mate enquired for his ZX10r and it was about 700 quid, and it didn`t cover accessories or bodywork!!!
 
Yes you can get trackday insurance.
Just search on Google for it.
Just done a blast round track this week, tried to get a quote online but none would do it , seems you have to phone em, eventually went without insurance. Thats why I went so slow lol
Think you have to read small print very carefully as I have heard some dont cover damage to bike, just personal accident and 3rd party liability and also some have a big excess, 1000-1500 quid, sure I saw a post quoting cost of £200.
 
Try as much as u like u wont find anyone to insure u on a track day, and if u did try to get paid out errrrrrrrr I don't think so!
U wanna ride on track, u gotta be prepared for the consequences!
 
i had trackday insurance last year with Pit and Paddock , they did different types of cover , i had the full rebuild insurance for £80 .
 
Anyone bother with this.
I am considering a 1st trackday but I don't think I'd be comfortable or able to enjoy myself without any insurance on the bike, I'd have a constant 'don't bin it' going through my brain, which would ultimately cause me to bin it!

Cheers, Rick

Nothing wrong with having the insurance, but you're probably overthinking this one.

If you aren't actively trying to explore the ragged edge of the performance envelope and the track is dry/uncontaminated, it's very, very, very difficult, nigh on impossible in fact, to crash. You literally have nothing to do but ride your line and focus on your technique. Nothing unexpected should be happening unless the trackday organiser is completely effed up. So how would you crash? No tractors, unexpected mud or gravel, Volvos etc to leap out at you.

The biggest risk is getting torpedoed by a div, for which I grant you £80 isn't bad if you have the money to chuck around.

Choosing a good organiser with sensible rules helps with this one. Focused Events in my experience, although lacking in some ways, focus on a "6 foot rule" - i.e. no close passes, go right under or right outside the passed rider, who is supposed to allow you through. Actually works quite well.
 
best way hire a bike for a couple of hundred quid and it's covered with their insurance, probably need a £500 dipper to cover you binning it, still cheaper than trashing your pride and joy.
 
To put it into perspective Rick, I have 15 years of reasonably regular trackdays. Broke down once, never actually crashed, though admittedly I've come close 2 or 3 times in my younger days.

If you don't choose to try to ride at 10/10ths of your ability, it is almost impossible to bin it. 7/10ths on a clean dry track is, for the vast majority of riders, quicker than they will have ever ridden on the road, and with any sort of preparation in terms of understanding a handful of basic track riding techniques, you can circulate at that pace one handed and half asleep.

It's not like you're an NT-V owner - if you can pop to the shops on a Tuono and not wet yourself in fear, you will not crash on a trackday through being slightly nervous.

If you are new, organisers often put you in a special session or give you additional briefing. You will also have sighting laps to show you the recommended line. Plus, typically, for no money down, you can just ask an instructor/riding marshal politely to show you the lines at a moderate pace. All you are actually required to do is ride a motorcycle at whatever pace you desire over a huge expanse of smooth, grippy tarmac, which is something a newly minted CBT graduate could manage.
 
Never taken my pride n joy on track but have always hired a bike when I do trackdays - makes for a much more relaxing experience. £190 + fuel, I know this sounds expensive but nowt compared to binning your own bike. All you have to do is ride the bike - comes with race tyres and warmers etc and you get to chill out between sessions. Getting in the right group helps with an organiser that doesnt over book sessions. No Limits is my favourite and you can have as much free instruction as you like.
 
TuonoLve hit it on heed for me. Only been on track once, I took it canny, never had any moments and had a ball. Mostly faster than on road, certainly for the length o time, with none o the fast road ridin worries.
 
hmm, thanks for the reply guy's., plenty to ponder.

I don't think hiring a bike would be my thing, the reason for doing a trackday (for me) is to get a better understanding between me and my T.

And I appreciate that not going 10/10 is a better way to not crash, but the reason for going on track is to better understand the limits of the bike; but certainly not trying to find any form of ragged edge.

Maybe i'm over thinking it, but as a trackday virgin it's a bit daunting having no backup if the worst does happen.

That pit and paddock cover does look good, but their website can't provide any quotes at the moment.

Will keep pondering, but seeing as it'll probably be spring next year before I can sort myself and a trackday out - plenty to ponder over the winter....
 

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